Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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Change the Numbers That Change The Numbers - That Change Your Lives!San Francisco Bay Area Consumer Protection Attorney Mike Cardoza Reveals How Your Credit Score Equals Your Child’s Success
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Medical Collections - The Doctor is Out!Let’s say you got a medical bill that didn’t make any sense, and your doctor agreed that you shouldn’t be billed for such-and-such. Is the bill going to go away
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Lord, You Just Don't Have to Go Out That Door!California Student Loan Debt Lawyer explains how to settle student loans and get out of student loan debt
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Don't Ever Miss The Opportunity to Opt-Out of Mandatory Arbitration!Arbitration takes away any right you have to sue in court, and requires you to pay an arbitrator who will likely vote for the company that made agree to service
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Do Credit Unions Really Care?It doesn’t cost you anything to get peace of mind. Hopefully, credit unions will get the message, clean up their act, and focus on customers first!
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Will Past Debts and Bankruptcy Affect Your Current Credit Report?Is debt from over ten years ago still listed on your credit report? Find out how to ask a credit reporting agency to clear past debts from your credit history.
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How Identity Theft Affects Online Purchases from Your Bank AccountWill you really have to pay for all of the purchases an identity thief made with your account? Find out how you may be protected from these online charges.