Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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Check Your Credit Report for Medical Debt That Should Not Be ThereCalifornia attorney explains when medical debt can appear on your credit report and when it should not be there. Protect your credit by understanding the law.
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Can a Debt Collector Record Your Phone Conversation? More Importantly, Can You Record Him?California’s privacy laws prohibit the recording of phone calls without the permission of both parties. Find out how this applies to aggressive debt collectors.
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Yes, You Still Have to Shred Sensitive Documents!You might think identity theft has gone digital so there is no need to shred documents, but you’d be wrong. Find out why you should still own a shredder.
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Steps You Probably Didn’t Take After ID Theft But ShouldYou might have done the most obvious things after discovering your financial information was stolen, but have you taken these important steps?
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Active Duty Servicemembers Are Common Targets for Credit Identity TheftDeployed members of the military have reported credit identity theft twice as often as non-servicemembers. Learn how to protect yourself and how to win damages.
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Protecting College Students From Identity TheftCollege students are at high risk of having their identities stolen. Our California consumer attorney explains why and what you can do to protect yourself.
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Using Facebook Could Put You at Risk for Identity TheftUse of social media could open you up to identity theft. Learn how to protect yourself from identity thieves who may be trolling your social media activity.
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When Your Financial Privacy Has Been ViolatedUnder the Fair Credit Reporting Act, only certain parties can request your credit report and they must have a valid reason. This rule is often violated...
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Take Legal Action If an Employer and CRA Broke These FCRA RulesEmployers can access your credit report for background checks but must follow certain guidelines. If they don’t, they and the CRA can be sued for damages.
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Are You a Servicemember With High-Interest Credit Card Debt? Relief Is Here!If you opened high-interest credit card accounts before joining the military, you may be eligible for hundreds of dollars in reimbursements. Learn more here.