Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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These Common Post-Bankruptcy Credit Reporting Errors Could be Robbing You of a Fresh Start!You're supposed to get a fresh start after completing Bankruptcy, but these Top 6 Credit Reporting Errors could take it away from you...
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Do You Really Owe What They Say You Owe? Make Them Prove it!If you are contacted by a debt collector, you should probably dispute the debt they claim you owe. It will force them to verify the debt and buy you some time.
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12 Common Credit Report Errors That May Cost You Real Money1 in 5 Americans have an error on their credit report - Is yours costing you money? ...
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What to Do When a Debt Collector CallsA call from a debt collector may make you nervous, but if you are prepared for the call, there is no reason to be worried about it. Read our tips here.
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Debt Collectors Cannot Harass You—But Who Is Considered a Debt Collector in California?In California, debt collectors are barred from certain harassing behaviors, but do you know who is considered a debt collector under the law? Find out here.
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Don’t Put Up With Debt Collection HarassmentNo matter how much money you owe, a debt collector cannot harass you to get you to pay. Learn about the state and federal laws that protect you from this.
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How to Know If a Debt Collection Agency Is Harassing You IllegallyWhat is legally considered "debt harassment"? We take a look at what collection agencies are prohibited from doing when contacting you about debt.
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Equifax data breach - what NOT to do!Why you should not visit the Equifax website to sign up for their offer of free credit monitoring. It’s a trick! Learn more here.
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Aaargh - Another Wrong Number! Why Doesn't that Lady Just Pay Her Debt?!Make "wrong number" and "wrong person" debt collection calls Stop! Consumer Financial Protection Attorney Mike Cardoza tells you exactly how to do it...
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Was Your Credit Report Dispute Denied? Here's How to Fix ItWas your credit report dispute denied? It's not over! Credit reporting Attorney Mike Cardoza explains how to take action to fix a denied credit report dispute