Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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Unlock Your Credit Reports for Free: A Complete Guide to Using AnnualCreditReport.comIn this guide, I’ll walk you through the entire process of getting your credit reports
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This account isn't mine! How did that happen?What is credit identity theft and how does it happen?
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Identity Theft Victim? Don't Try This at Home!
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Can I Improve My Credit Rating Even if I Can’t Remove Negative Reports?Even though there is negative information included in your credit report, there are still things you can do that can increase your credit score.
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Bills Disappear from Your Mailbox? It May Be Identity TheftIf your bills have been disappearing from your mailbox, it could mean that someone has stolen your identity. Learn about your legal options now.
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Your Teen May Have Credit Report Problems With Serious ConsequencesChildren can be victims of identity theft just like adults, so checking for a credit report is important. Get valuable information to protect your teen here.
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Credit Identity Theft Can Derail Your Goals of Starting a Small BusinessIf you have dreams of starting your own business, you will want to make sure your credit has not been affected by identity theft or credit reporting errors.
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5 Consequences of Medical Identity TheftWhen someone steals your medical identity, the consequences can be serious—even fatal. Find out what can happen when your medical information is stolen.
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Check Your Credit Report for Medical Debt That Should Not Be ThereCalifornia attorney explains when medical debt can appear on your credit report and when it should not be there. Protect your credit by understanding the law.
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Yes, You Still Have to Shred Sensitive Documents!You might think identity theft has gone digital so there is no need to shred documents, but you’d be wrong. Find out why you should still own a shredder.